FAQ

Is there a sign up fee?

No. Please view our plans and pricing here for more information.

What is to keep me from only paying during the months when I need care?

There is a restart fee of $350 should you decide to leave the clinic and then want to re-join.

When do I get billed?

Your auto-charge date is on the 5th of the month. This covers your membership for that month and any previous billing items that have accrued for the previous month. You will receive an invoice on the 1st of the month so that you know what will be charged to your account four days later, on the 5th.

What if I join in the middle of the month?

If you join before the 15th of the month, the full amount will be charged for that month.
If you join after the 15th of the month, half of the membership fee will be charged.

Can I pay for a year ahead of time?

Yes, you may pre-pay for three months, six months, or one year ahead if you’d like.
- Is there an advantage to this? Yes, you will receive one month for free if you pay one year in advance.

How do you get medications so cheap?

I purchase them from a wholesaler (andameds.com) and do not mark them up as the drug stores do. In some instances, this can be the difference between paying $100 at the pharmacy vs. $1 with me.

Can I use my HSA/FSA/HRA to pay for the membership?

Most will allow it even though, technically, it is still not allowed. We advise people to do it, and the worst that happens is you HSA denies the payment and you start using non-HSA money.

Will my insurance or health sharing company reimburse for the membership fee?

Insurance companies traditionally will not cover any portion of this fee. Some HSAs will, and some health sharing companies give an allotted amount to spend on preventative care each year. We are happy to provide you with a receipt of payment to submit for reimbursement.

Do you provide immunizations at the clinic?

No, we do not. Immunization administration is very costly for many reasons. It is something we are considering trying in the future, but for now, we are making recommendations and then sending people to the health department to get their vaccines.

Do you dispense narcotics or other controlled substances from the clinic?

No. Dispensing controlled substances is an administrative nightmare. If you want to talk about the nitty-gritty of this, feel free to ask, but I do not ever foresee stocking these medications in the clinic.

What do I do if I need a surgery or a specialist?

I have a service called RubiconMD which gets me a response from a specialist within 12-24 hours of sending a question or patient’s chart for review and opinion. That’s right, you will have an opinion from a specialist within 12-24 hours. I pay a subscription fee to have access to this and do not charge patients extra to use it. I can refer you for your surgery or a to a specialist (for your surgery). There are a few surgery centers around the country performing procedures for a cash price (Surgery Center of Oklahoma & Maryland Hernia Center). It can be cheaper for some people to fly out and get their surgery at these places than to go through their insurance.

What if I have an HMO?

This can be tricky if you have an HMO as these plans require a referral from your primary care provider listed with your insurance company, and this will not be me, since I do not accept insurance. So sometimes, you may have to go to your primary care doctor listed on your HMO and ask for a referral. Most doctors are very congenial about this.

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Paradox Health is Direct Primary Care (DPC)

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